Commercial
Vehicle Title
Loans

Whether you’re dealing with seasonal slowdowns, urgent equipment repairs, or planning to grow, our flexible loans give you the power to act—fast.

18K

Happy Clients

94%

Customer Satisfaction

08+

Years of Experience

$74M

Total Loaned

About Us

Your Heavy Equipment
Loan Partner

We specialize in helping business owners access fast, flexible funding by unlocking the equity in their heavy machinery and work vehicles. Whether you own a backhoe, excavator, or service truck—Western Commercial Finance offers straightforward financing options to keep your business running strong.

With transparent terms, responsive support, and a business-first mindset, we’re committed to helping Canadian operators grow without unnecessary delays or red tape.

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Heavy Equipment
Low Rates That Work for You
Access affordable financing with competitive interest rates—built to support your bottom line, not strain it.
Fast, Hassle-Free Approvals
Our streamlined process ensures quick approvals, helping you secure funds without delaying your projects.
Flexible Repayment Options
Select from multiple loan terms and payment plans designed around your project timelines and cash flow.
No Hidden Fees
We believe in full transparency. What you see is what you get—no surprise costs, no fine print.
Businesses We Support

Who We Serve

At Western Commercial Finance, we provide accessible funding for a wide range of business operators. If you own equipment or vehicles used in your daily operations, you may qualify for fast, flexible capital—without jumping through hoops.

General Contractors
Independent Owners & Operators
Owner Operator
General Contractors
Owner Operator
Construction Crews & Subcontractors
Subcontractors
Landscaping & Snow Removal Companies
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Features

Why Business Owners Trust
Western Commercial Finance

At Western Commercial Finance, we don’t just lend—we enable business momentum. Our title loans are crafted for operators, contractors, and equipment owners who need real-world solutions, not red tape.

We Understand Business Needs
Loans designed with real-world operators in mind.
Stay Behind the Wheel
Keep full use of your vehicle during the loan term.
Fast, Transparent Funding
Quick processing, clear terms, no hidden fees.
Local Insight, National Standards
Alberta-based with a high standard of service.

Testimonials

What Our Customers Are Saying

Emily
Emily Rodriguez
★★★★★
Google

“I can’t thank Western Commercial Finance enough for their incredible service! The approval process was super fast and I drove away in my dream car in just a few days!”

Michael
Michael Nguyen
★★★★★
Google

“Western Commercial Finance assisted me in getting my first loan so simple! The quick approval and amazing interest rate were a pleasant surprise!”

James
James Carter
★★★★★
Google

“Western Commercial Finance made financing my new truck a breeze! The application was quick and I secured a fantastic rate.”

Maria
Daniel King
★★★★★
Google

“The whole process with Western Commercial Finance was so smooth. I was able to get funding for my van within 48 hours!”

Daniel
Maria Lope
★★★★★
Google

“Excellent service! They understood my business needs and offered a tailored financing solution that worked perfectly.”

Aisha
Jade Alex
★★★★★
Google

“I never thought getting business financing could be this easy. Friendly team, fast approval, and great terms.”

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Apply

How It Works

Getting funded through Western Commercial Finance is simple, fast, and designed around your business. Our streamlined process ensures you get the capital you need—without interrupting your operations or jumping through hoops.

📝
Apply Online or
By Phone

Start with a short form or speak directly with a loan specialist—no obligations, no delays.

🏠
Get an Equity Valuation

We assess the value of your heavy machinery or commercial vehicle to determine your loan eligibility.

💰
Loan Offer & Terms

Receive a transparent loan offer with terms tailored to your business cash flow and needs.

🤝
Sign & Receive Funds

Once approved, funds are released quickly—no downtime, no delays.

Built on Trust

Your Security.Our Priority.

At Western Commercial Finance, we take your privacy and security seriously. Every step of our loan process is designed with built-in protection to ensure your personal and financial data stays safe, confidential, and in the right hands.

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Secure Transactions

All loan applications and transactions are processed through secure channels to protect your information. We use industry-standard protections to keep your data safe from start to finish.

Confidential Icon
Confidential Handling of Information

We only collect the documents and data required to process your loan. Your personal and business information is never shared without your consent and is stored securely at all times.

FAQs

Frequently Asked Questions

Still Have Questions? We're Here to Help!

We accept a wide range of commercial vehicles and heavy equipment, including trucks, vans, excavators, backhoes, skid steers, loaders, and service vehicles—as long as they have a clear title and are used for business purposes.

No, submitting an application for pre-approval does not affect your credit score.

Yes, we accept applications for equipment owned by companies, provided the required documentation is available.

Absolutely! You can repay your loan early with no penalties.

A government-issued ID, proof of ownership, and recent financial statements are typically required.

No, your equipment remains in your possession and use throughout the loan period.